Bucknell University – RCMD Student Benefits

Welcome to the Bucknell University Student Health Insurance Information Page

Bucknell requires all students to maintain health insurance to assure there is no disruption of their education due to the financial impact of an unexpected illness or injury.

This page provides all of the tools you need to manage your student health insurance plan for academic year 2023-24. From here, you can enroll in the University plan, set up a personal My Account to check your claim status, file medical claims, review the details of your plan and more. You may also choose to waive coverage if you have proof of other health insurance.

Click below to review plans.

Health Insurance

Sport

Dental Insurance

Vision Insurance

Study Abroad Insurance

Student Accident

Health Insurance

Please carefully review the plan information below to make an informed decision about your coverage for academic year 2023-2024. If you have any questions or need assistance, please contact [email protected].

Health Insurance Requirements for Domestic Students
All full-time domestic undergraduate students (those taking three or more classes) and all full-time domestic graduate students (those in a degree-seeking program and taking two or more courses per semester) attending Bucknell University must enroll in or waive out of the health insurance coverage offered through the University each year.

Annual Enrollment/Waiver Deadline: August 1, 2023

Spring Enrollment/Waiver Deadline: January 31, 2024

All domestic students providing verifiable proof of comparable coverage may waive the purchase of the sponsored plan. Please review the plan information to make an informed decision. Questions may be directed to [email protected]. If you would like Bucknell to review your current insurance provider’s health care coverage in the Lewisburg area, please write to [email protected].
Eligibility
Cost
Enroll in the Student Health Insurance Plan

Students must actively attend classes for at least the first 31 days after the first day of the semester for which coverage was purchased. If a student leaves the University prior to this time, coverage will be canceled. Home study, correspondence and online courses do not fulfill the eligibility requirements that the student actively attend classes.

To enroll in the student health insurance plan, click on the “enroll” button at right to get started. If you have any questions or need assistance, please contact [email protected].
Waive out of the Student Health Insurance Plan

Domestic students at Bucknell are required to complete the online waiver process each academic year if they do not wish to be enrolled in the Bucknell student health insurance plan. Your submission of proof of insurance to Bucknell Student Health and/or Athletics does not complete this requirement.

Any domestic student who does not complete the online waiver by Aug. 1, 2023, will be enrolled in the student health insurance plan. Your University account will be charged $3,160 for the cost of the insurance. Once you are enrolled, the plan cannot be canceled, and no refunds are available.

Your primary insurance plan must offer coverage in the Lewisburg area for all emergency and routine care. Out-of-state HMO and Medicaid coverage outside of Pennsylvania may only cover you for emergency care. You would need to return to your home state for any routine care.

Please note that if you waive the student health insurance plan, you will only be able to enroll in the plan later if you experience a Qualifying Life Event, such as a loss of health coverage, a change of household, a change in residence or other qualifying event.

To waive University health insurance, click on the “waive” button at right. If you have any questions or need assistance, please contact [email protected].
Individual Health Insurance Options

Domestic students are not required to purchase the student health insurance plan sponsored by the University as they may choose to purchase other coverage meeting all of the standards of the Affordable Care Act.

Bucknell has secured the services of UROne Benefits to help students find alternative health insurance plans. You can reach UROne Benefits at 800-722-7331.

Health Insurance Requirements for International Students

All international students at Bucknell (undergraduate and graduate) are automatically enrolled in the student health insurance plan and do not need to take action. Waivers are not available for international students unless they have insurance coverage through a U.S. employer or the Saudi Arabian Cultural Mission. Contact [email protected] for further information and instructions.

International students will be billed $3,160 for the coverage period of Aug. 1, 2023, through July 31, 2024. This cost is subject to change for students who sign up for coverage beginning with the spring 2024 semester.

Will Your Health Insurance Protect You While You Are Away at College?

The insurance plans offered either through your parents’ employer(s) or in the marketplace offer a variety of options. Some plans will limit coverage and services for routine medical services outside of your home state. Most if not all plans offer coverage in the event of an emergency but would require you to return to your home state for routine medical care. This can result in significant out-of-pocket expenses or delays in receiving proper care.

To check your current insurance plan’s coverage in the Lewisburg area, please contact your insurance provider directly using the number on the back of your card. You may also use the provider locator tool available on most insurance plan websites. Because most medical providers in the Lewisburg area are based in hospitals, please use the search term “hospitals” near the 17837 ZIP code. For more information, please contact [email protected].

It’s a good idea to find out if your insurance company offers options to extend coverage to the Lewisburg area. Most national insurance companies will expand coverage outside of the home state at no cost to the insured. Some will reference this as a Guest Membership or Away from Home Care. The implementation of this type of plan can properly protect you and ensure there is access for all medical care while you are away from home. The process can take up to 60 days to complete, so please contact your insurance company prior to your arrival on campus.

If you have a change of insurance or receive a new insurance card, please let Bucknell Student Health know as soon as possible. You may email a front and back photo of your card along with the policy subscriber name and date of birth to [email protected].

Blue Cross and Blue Shield
Is your student covered by a Blue Cross and Blue Shield HMO or EPO plan? They may not have health insurance coverage in the Lewisburg area. We recommend that you contact your insurance plan and inquire about a Guest Membership. This membership may be provided by your plan with no additional out-of-pocket cost to you. The Guest Membership would give your student access to health care coverage options near campus that would be the same as or similar to what would be available to them back at home. An annual renewal in the plan would be required prior to each school year.

Cigna Commercial Plans Utilizing the Cigna Network, and all United Healthcare Products
Geisinger Medical Center is the only local facility that accepts both Cigna and United Healthcare products as in-network coverage options. Please note that both plans are considered out-of-network with Evangelical Hospital and the Evangelical Urgent Care Center.

Non-Pennsylvania State Medicaid
Medicaid provides full health care coverage strictly within the state where the student/member permanently resides. Only emergency care would be covered for the student outside of their home state.
Qualifying Life Event

Eligible students who lose their current coverage through no fault of their own may enroll in the school plan as a Qualifying Life Event. You must enroll within 30 days after losing Coverage in order to be eligible. Please complete the Qualifying Life Contact Form. Once this form is received, you will be notified with the pro-rated premium based upon the date you need coverage to begin.

Qualifying Life Contact Form
Prescription Drug Information
The Bucknell-sponsored student health insurance plan offers a prescription drug benefit. Please click on the link below for coverage and cost information as well as any prior approval requirements.

View Prescription Drug Program

View Prescription Drug List

Students can also use discount prescription drug sites, which may result in lower out-of-pocket expenses for your medication. Two popular sites for discounted prescription medications are Amazon and GoodRx. We provided links below for your convenience.

GoodRx

Amazon
Telehealth Medicine
Students insured by the Bucknell University sponsored student health insurance plan will have access to medical provider 24/7/365.

If you need care right away and your personal physician is not available, you can meet with a Teladoc by phone or video. You can access teladoc through:

Teladoc telehealth services

Contact one of the televideo services Aetna partners with to meet with a licensed professional online or by phone.

Available in all 50 states

Accepts patients age 10+

Call 1-855-824-2170
Telehealth Behavioral Health

It’s easy to access health care services virtually. Talk to a behavioral health specialist through a video call. And it will cost you the same as a face-to face office visit. You can get these services through multiple providers. Just call one of the provider groups in your area to get started. Check your plan benefits to see if a referral is needed prior to seeking care.

Telehealth | Aetna Student Health
Travel Assistance, Evacuation & Repatriation
You are also covered when you are traveling.

24/7 emergency travel arrangements

Translation assistance

Assistance with arranging emergency travel funds

Lost travel documents replacement assistance

Credit card and traveler’s check replacement assistance

Legal consultation and referrals

Delayed baggage tracking

Find out more about OnCall Travel Services:
https://www.aetnastudenthealth.com/schools/oncallflyer.pdf

Description of Services through OnCall:
https://www.aetnastudenthealth.com/schools/ADDdescription.pdf

RESOURCES

Enrollment Deadlines:

Fall Enrollment
Deadline: 8/1/23
Spring/Summer Enrollment
Deadline: 1/31/24

Enroll Today!

Waiver Deadlines:

Fall Waiver
Deadline: 8/1/23
Spring/Summer Waiver
Deadline: 1/31/24

Waive Today!

Secondary Intercollegiate (Varsity) Athletics Coverages

All student-athletes are required to have personal health insurance in order to participate in intercollegiate athletics. This insurance may be through a parent’s plan or purchased through the Bucknell-sponsored student health insurance plan. Please understand that your primary insurance plan must offer coverage in the Lewisburg area for all emergency and routine care. Out-of-state HMO and Medicaid coverage outside of Pennsylvania may only cover you for emergency care.

For additional information, please refer to the Bucknell Athletics Insurance FAQ.

NCAA Catastrophic Athletic Injury Coverage

The University participates in the NCAA Catastrophic Athletic Injury Insurance Program. This program provides medical benefits (exceeding the $90,000 deductible) to student-athletes who are injured during competition, practice or travel related to intercollegiate athletics participation where medical expenses exceed $90,000. More information on this program may be found on the NCAA’s website.
A-G Administrators – Intercollegiate Sports Insurance Claim Information

Bucknell University provides supplemental insurance through A-G Administrators for athletics injuries that occur while participating in Bucknell varsity intercollegiate athletics competition and training. The student-athlete’s personal health insurance must be billed as the primary payer for all medical claims. The A-G Administrators policy will provide coverage for excess medical expenses not paid by the student-athlete’s primary health insurance plan for qualifying injuries only. Please note that the A-G Administrators policy carries a $1,000 per injury deductible.

If a qualifying injury occurs that requires medical attention, the athletics training staff will initially submit a claim to A-G Administrators on the student–athlete’s behalf. Student-athletes are required to sign this claim form and submit all required documents to A-G Administrators.

Injured student-athletes will be notified by the athletics training staff as well as Bucknell’s student insurance liaison of submission of a claim to A-G Administrators. It is recommended that all medical professionals providing care for qualifying events be notified of the A-G Administrators policy at the time of service. Notification at the time of service will expedite claims processing and ensure proper coordination of benefits.

Injured athletes will receive an email once an A-G Administrators claim has been filed by athletics training staff on their behalf with further explanation of the plan benefits and how to utilize the policy coverage. It is the student-athlete’s responsibility to provide A-G Administrators policy information to any and all providers treating their specific injury.

If the A-G Administrators policy information is not provided at the time of service, it is the student-athlete’s responsibility to contact their medical provider’s billing office and request the claims be rebilled to A-G Administrators. To process claims, A-G Administrators requires a billing statement, itemized bill and an Explanation of Benefits (EOB) from the primary insurance company stating non-payment. It is the responsibility of the student-athlete to ensure that accurate insurance information is provided up front at the time of service and to submit any and all missing claim information directly to A-G Administrators.
Claim Filing Instructions for Injury-Related Medical Visits
Detailed medical bills associated with the injury must be submitted to your primary health insurance company. A-G Administrators policy information may be added as the student-athlete’s secondary insurance policy at the time of service or once a billing statement has been received. You must contact the medical provider’s office directly to add the plan information and request the claims be reprocessed.

Any medical expense balance not paid by the student’s primary insurance will be reviewed by the A-G Administrators for Secondary Intercollegiate (Varsity) Sports insurance coverage.

If the A-G Administrators policy information was not provided at the time of service, claims to the Secondary Intercollegiate (Varsity) Sports insurance policy must be submitted with a copy of all itemized medical bills and the EOB statements from the student’s primary insurance company.

Bills must be submitted within 90 days from the date of the service provided to the student.

Claims Administrator
A-G Administrators, LLC
Attn: Claims Department
P.O. Box 21013
Eagan, MN 55121

(800) 634-8628 (voice)
(610) 933-4122 (fax)

Online: www.agaadministrators.sharefile.com
Email: [email protected]
Important Claim Procedures
A-G Administrators should be notified of any injury within 30 days. Contact your athletics trainer for initial assistance with submitting the claim.

Any invoice for medical services should be submitted within 90 days of the date the service was provided.

The student-athlete is responsible for responding to any request from A-G Administrators or your primary insurance carrier for additional information.

Ignoring requests for information to process your claim may result in the medical provider submitting your bill to a collection agency. This could lead to personal credit problems in the future.
Use of HSA Accounts
Assistance with Claims

Dental Insurance

Stay Covered with an Individual Dental Plan

Don’t have an employer-sponsored dental insurance plan? Sign up for an individual plan from Delta Dental, the benefits provider employers know and trust.

Take care of your teeth. You are 50% more likely to visit the dentist when you have coverage. Regular visits can keep tooth decay and gum disease in check, preventing major dental problems.
Stay healthy. Treating gum disease can lessen the impact of systemic illness, such as diabetes, heart disease and rheumatoid arthritis.
Protect your wallet. Dental coverage makes it easy to get the dental care you need without breaking the bank. Most plans cover routine exams, cleanings and x-rays at no cost. And you cannot be charged more than Delta Dental’s set fees when you visit an in-network dentist.
Enjoy peace of mind. When you have dental insurance, you are prepared for the unexpected.

Students wishing to enroll in the vision plan can enroll at any time during the year. You will be required to submit payment online with your credit card.

ENROLL TODAY
Voluntary Dental

Vision Insurance

VSP Individual Vision Plans

VSP has your solution for affordable individual and/or family vision insurance.
Consumers’ #1 choice in vision care, Individual Vision Plans from VSP cover eyewear, contacts, and eye exams at the lowest out-of-pocket cost through the nation’s largest doctor network.

You’ll like what you see when you look at VSP.

Lowest Out-of-pocket Cost
You’ll enjoy the lowest out-of-pocket cost in individual vision care, saving you hundreds on your eye exam and glasses.

Convenient Locations
With more than 36,000 network doctors you are sure to find a VSP doctor close to you. Visit the Find A Doctor section on www.vsp.con to locate a VSP doctor near you.

Great Selection in Eyewear
With the largest choice in frames, you’ll find the pair that’s right for you and your budget

Satisfaction Guaranteed
We guarantee your satisfaction. That is why we are consumers #1 choice in vision care. If you are not 100% happy VSP will make it right.

Students wishing to enroll in the vision plan can enroll at any time during the year. You will be required to submit payment online with your credit card.

ENROLL TODAY
Voluntary Vision

Study Abroad Insurance

Bucknell University has a Global Medical Policy which provides accident and sickness coverage to students, faculty, staff and guests while traveling outside of United States and their home country on University sponsored activities.

Planning for your health and safety while abroad is very important. Our Global Medical program provides the following:

Up to $500,000 covered accident or sickness, but limited to $10,000 for injuries resulting from a skiing accident
Medical evacuation/repatriation of remains: 100% of covered expenses
Security Evacuation (including natural disaster): Up to $100,000
Trip interruption: Up to $1,000
Trip Cancellation: Up to $2,500
Emergency Reunion Benefit: up to $12,500
Quarantine Benefit: Up to $2,000
Worldwide Travel Assistance: Available 24/7 through AXA Assistance

For questions about the Global Medical plan benefits and limits, please reach out to our insurance broker, Tim Cummons, [email protected]

Student Accident Insurance

All full-time students of Bucknell University are insured under the student accident insurance policy. The policy is intended to pay for any reasonable & customary medical costs not covered by the student’s primary health insurance resulting from an injury.

The student accident insurance policy is an excess insurance plan. This means if an injury occurs requiring medical attention claims should be submitted to the student’s primary insurance company. The student accident insurance policy will only pay for any excess expenses not reimbursed by the primary insurance company and meeting the guidelines of this policy.

The student is responsible for submitting all medical bills and Explanation of Benefit statements to the claim administrator. Bucknell does not assist in this process. You can ask for assistance on any student accident claim by emailing [email protected].

Claim Submission
You can download the claim form by using the link below.

https://agadministrators.com/wp-content/uploads/2021/03/collegiate-accident-claim-form-1020.pdf

Please note a representative from your college may be required to sign this claim form to confirm you are eligible for the student accident insurance plan.

Claims can be submitted online, by email, fax or mail.

Online Submission – http://agadministrators.com/sharefile.com

Email: [email protected]

Fax: (610)933-4122

Mail: PO Box 21013 – Eagan, MN 55121
What is not covered by this policy?
Injuries suffered prior to the student attending Bucknell.

Medical expenses resulting from an illness, unless it is directly caused by the injury.

Please refer to the policy for additional types of injuries not covered by the student accident insurance policy.
HMO Coverage

Paige Fritze | (410) 512-4607 | [email protected]