Bryn Mawr College – RCMD Student Benefits

Welcome to the Bryn Mawr College homepage.

This page provides all of the tools you need to manage your student health insurance plan. From here you can do everything from enrolling in your school’s plan, set up a personal My Account to check your claim status, file medical claims, review the details of your plan or simply educate yourself on the basics of health insurance.

Click below to review plans.

Health Insurance

Dental Insurance

Vision Insurance

Study Abroad Insurance

Travel Protection Plan

Health Insurance

Welcome to the Bryn Mawr College enrollment site. We highly recommend any student interested in purchasing the insurance to proactively enroll in the plan. This will ensure you receive your insurance ID card in a timely manner.

Please review the plan information to make an informed decision. If you have any questions or need assistance please contact [email protected].

Eligibility
Full-time Domestic Graduate Students

All Domestic Undergraduate Students

Must enroll or waive the school-sponsored insurance plan each academic year.

Students must actively attend classes for at least the first 31 days after the date for which coverage is purchased. Home study, correspondence and online courses do not fulfill the Eligibility requirements that the student actively attend classes

It is important for you to make an informed health assessment each year. Make sure you are not left without appropriate health coverage – it could hinder your academic progress.

You can enroll yourself now by clicking “Enroll Today” to avoid receiving future reminders and begin using your plan.

Enrollment Deadlines:

Annual Enrollment Deadline: 8/31/24

Spring Enrollment Deadline:1/31/25

Automatic enrollment takes places after the enrollment deadline.

International Student Enrollment
All International students are automatically enrolled in this insurance plan at registration on a mandatory basis. No action is needed on your part to enroll. You do not have the option to waive.
Cost

The cost of the plan for domestic and international undergraduates is $2,794.00 for the coverage period of Aug. 1, 2024, through July 31, 2025. This cost is subject to change for new students who sign up for coverage beginning with the Spring 2025 semester.

For graduate students, the cost is $3,757.00 for the coverage period of Aug. 1, 2024, through July 31, 2025 . This cost is subject to change for new students who sign up for coverage beginning with the Spring 2025 semester.

24-25 Domestic Undergraduate Certificate of Coverage
24-25 Graduate Certificate of Coverage
24-25 International Certificate of Coverage

24-25 Domestic Undergraduate Student Health Flyer
24-25 Graduate Student Health Flyer
24-25 International Student Health Flyer
Waive out of the Student Health Insurance Plan
The Bryn Mawr College students are required to complete the online waiver process each academic year.

Any student failing to complete the online waiver by August 31, 2024 will automatically be enrolled in the student health insurance plan and your account will be charged for the cost of the insurance. Once enrolled the plan cannot be cancelled and no refunds are available.

Please understand your primary insurance plan must offer coverage in the Bryn Mawr area for all emergency and routine care. Out of state HMO and Medicaid coverage outside of Pennsylvania may only cover you for emergency care. You would need to return to your home state for any routine care.

If you waive the student health insurance plan you will only be able to enroll in the plan if you experience a Qualifying Life Event.

If you have any questions or need assistance please contact [email protected].

Waiver Deadlines:

Annual Waiver Deadline: 8/31/24

Spring Waiver Deadline:1/31/25
Individual Health Insurance Options

Bryn Mawr College requires students to maintain health insurance to assure there is no disruption of their education due to the financial impact of an unexpected illness or injury. Students are not required to purchase the student health insurance plan sponsored by the College and can purchase coverage meeting all of the standards of the Affordable Care Act.

Bryn Mawr College has secured the services of UROne Benefits to assist students with a search of alternative health insurance plans. You can reach UROne Benefits at 800-722-7331.
Will Your Health Insurance Protect You While You Are Away at College?

The insurance plans offered either through your parents’ employer or in the Marketplace have a variety of options. Some plans will limit coverage and services if the individual is seeking routine medical services outside of their home state.

Most, if not all plans will offer coverage in the event of an emergency, but would require the insured to return to their home state for routine medical care. This can result in significant out-of-pocket expenses or delays in receiving proper care.

Please check with your insurance company to see if they have any options to extend coverage to the Bryn Mawr area. Most of the national insurance companies will expand coverage outside of the home state at no cost to the insured. Some will reference this as a Guest Membership or Away from Home Care.

The implementation of this type of plan can properly protect you and ensure there is access for all medical care while you are away from home. The process can take up to 60 days to complete, so please contact your insurance company in advance to arriving on campus.
Qualifying Life Event

Eligible students who lose their current coverage through no fault of their own may enroll in the school plan as a Qualifying Life Event. You must enroll within 30 days after losing Coverage in order to be eligible. Please complete the Qualifying Life Contact Form. Once this form is received, you will be notified with the pro-rated premium based upon the date you need coverage to begin.

Qualifying Life Contact Form
Prescription Drug Information
The Bryn Mawr College sponsored student health insurance plan offers a prescription drug benefit. Please click on the link below to access information on which medications are covered, cost for each prescription and if any prior approval is required.

View Prescription Drug List

Students should also use discount Prescription drug sites, which may result in lower out-of-pocket expenses for your medication. Two popular sites for discounted prescription medications are through Amazon and Good Rx. We provided links below for your convenience.

GoodRx

Amazon

United Healthcare has recently added step therapy and prior authorization to their prescription drug program in an effort to reduce student costs and promote safe prescription use. Please review the following FAQ for more information about these new additions and how they will affect your plan.
Telehealth Medicine
Students insured by the Bryn Mawr College sponsored student health insurance plan will have access to medical provider 24/7/365.

Doctors are making house calls again! Included with your student insurance plan, and provided by HealthiestYou, is 24/7/365 access to board-certified physicians online or on the phone (where permitted). Totally worth it for minor stuff (like allergies, pink eye and earaches), the doctors on Telehealth can even send a prescription to your preferred pharmacy. The future is here!

Telehealth can be a win/win:

Talk to a licensed physician 24 hours a day, 7 days a week

Pay no consultation fee

Save money and time

Toll free # is on your SR ID card or in My Account

Telehealth Behavioral Services

With over 39% of college students reporting significant depression, mental health support has never been more important. That’s why we’ve partnered with HealthiestYou by Teledoc—to ensure you get the mental healthcare you need to stay on track and tackle whatever challenges you’re facing.

Through our HealthiestYou Behavioral Health program, you’ll receive:

Access to Mental Health Specialists: get ongoing, confidential access to behavioral healthcare and medically necessary prescriptions. Wherever you are, you can talk to a psychiatrist, psychologist, counselor, clinical social worker, or therapist through video or phone.
Mobile Support: receive access to doctors, therapists, and counselors by web or the HealthiestYou mobile app.

Member-Counselor Matching: when you sign up, an intake questionnaire will match you with an appropriate counselor, so you can always speak to someone well-suited to your situation. You can also choose your provider based on licensure, specialty, gender, or language by reviewing the provider’s bio and the information on their linked website.

Flexible Scheduling: HealthiestYou telemental health services are available seven days a week, from 7 a.m. to 9 p.m., based on your local time.

Interpretation Services: if you need an interpreter, your provider can connect you to one through Language Line Solutions, which supports more than 200 languages.

International Support: access to licensed mental healthcare professionals is available wherever you’re located, even if traveling internationally.

What issues can HealthiestYou help me with?

While there are a variety of topics HealthiestYou can assist with, some of the most common include:

Addiction
Substance Abuse
Anxiety
Depression
Domestic Violence
Grief
Family Therapy
Women’s Issues
Men’s Issues

Parenting Issues
Relationship Issues
Pharmacology-Medication Management
Psychotic Disorders
Personality Disorders
Stress Management
Home Sickness
Post-Traumatic Stress Disorder

How much do tele-mental health services cost?

All services are free to students covered under the UHSCR student health insurance plan. Non-UHCSR insured students will need to pay a small fee (noted below) to utilize the services.

	UHCSR Student	Non-UHCSR Student
Therapist	$0	$90
Psychiatrist	$0	$220 for first visit, $100 for ongoing visits

Can I continue treatment through HealthiestYou with the same provider I used under BetterHelp?

While there is some network overlap between BetterHelp and HealthiestYou, you should check through the HealthiestYou app to make sure your doctor is still considered in-network.

Where can I find more information about HealthiestYou tele-mental health services?

You can find more information by logging into your My Account or calling 855-870-5858.

View HealthiestYou Flyer.

Travel Assistance, Evacuation & Repatriation
Global Emergency Services (GES)

Have some peace of mind while traveling. We’ve heard great stories about GES saving the day for students who are studying or traveling in other states or other countries. When you’re at least 100 miles from home and you’re sick or hurt, GES steps in with immediate assistance and evacuation benefits. They can even help you get home if you need to be medically evacuated.

Some benefits of this service include:

Emergency Medical Evacuation

Dispatch of Doctors/Specialists

Medical Repatriation

Transportation after Stabilization

Transportation to Join a Hospital Insured Person

Return of Minor Children

Repatriation of Remains

May also include additional assistance services to support your medical needs, including worldwide medical referrals and medication/vaccine transfers.

Contact information is on the back of your SR ID card or in My Account

For more information on Global Emergency Services, please review the Assistance and Evacuation Benefits flyer.

RESOURCES

Waiving & Enrolling into Coverage
24-25 Domestic Undergraduate Student Health Flyer
24-25 Graduate Student Health Flyer
24-25 International Student Health Flyer
24-25 Domestic Undergraduate Certificate of Coverage
24-25 Graduate Certificate of Coverage
24-25 International Certificate of Coverage
UHC Medical Claim Form
UHC Prescription Drug Form
2024 Prescription Drug List
Personal Representative Appointment Form

Student Assist Flyer
Healthiest You
Guest Membership Flyer
UHC Global Intelligence Center Flyer
Glossary of Terms
WATCH: UHCSR Video Library
WATCH: Student Health Tutorial
Prescription Drug Updates

Enrollment Deadlines:

Fall Enrollment
Deadline: 8/31/24
Spring/Summer Enrollment
Deadline: 1/31/25

Enroll Today!

Waiver Deadlines:

Fall Waiver
Deadline: 8/31/24
Spring/Summer Waiver
Deadline: 1/31/25

Waive Today!

Dental Insurance

Voluntary Dental Insurance

Stay Covered with an Individual Dental Plan

Don’t have an employer-sponsored dental insurance plan? Sign up for an individual plan from Delta Dental, the benefits provider employers know and trust.

Take care of your teeth. You are 50% more likely to visit the dentist when you have coverage. Regular visits can keep tooth decay and gum disease in check, preventing major dental problems.
Stay healthy. Treating gum disease can lessen the impact of systemic illness, such as diabetes, heart disease and rheumatoid arthritis.
Protect your wallet. Dental coverage makes it easy to get the dental care you need without breaking the bank. Most plans cover routine exams, cleanings and x-rays at no cost. And you cannot be charged more than Delta Dental’s set fees when you visit an in-network dentist.
Enjoy peace of mind. When you have dental insurance, you are prepared for the unexpected.

Students wishing to enroll in this voluntary dental program can enroll in a Delta Dental plan at any time. You will be required to submit payment online with your credit card.

ENROLL TODAY
Voluntary Dental

Vision Insurance

VSP Individual Vision Plans

VSP has your solution for affordable individual and/or family vision insurance.
Consumers’ #1 choice in vision care, Individual Vision Plans from VSP cover eyewear, contacts, and eye exams at the lowest out-of-pocket cost through the nation’s largest doctor network.

You’ll like what you see when you look at VSP.

Lowest Out-of-pocket Cost
You’ll enjoy the lowest out-of-pocket cost in individual vision care, saving you hundreds on your eye exam and glasses.

Convenient Locations
With more than 36,000 network doctors you are sure to find a VSP doctor close to you. Visit the Find A Doctor section on www.vsp.con to locate a VSP doctor near you.

Great Selection in Eyewear
With the largest choice in frames, you’ll find the pair that’s right for you and your budget

Satisfaction Guaranteed
We guarantee your satisfaction. That is why we are consumers #1 choice in vision care. If you are not 100% happy VSP will make it right.

Students wishing to enroll in the vision plan can enroll at any time during the year. You will be required to submit payment online with your credit card.

ENROLL TODAY
Voluntary Vision

Study Abroad Insurance

Bryn Mawr College has a Global Medical Policy which provides accident and sickness coverage to employees, undergraduates and graduates while traveling outside of United States on College sponsored activities.

Planning for your health and safety while abroad is very important. Our Global Medical program provides the following:

Up to $100k covered accident or sickness
Medical evacuation/repatriation of remains: 100% of covered expenses
Security Evacuation (including natural disaster): Up to $100,000
Emergency Reunion Benefit: up to $5,000
Worldwide Travel Assistance: Available 24/7 through AXA

Plan Descriptions Below:

Summary of Benefits for Employees
Summary of Benefits for Undergraduates
Summary of Benefits for Graduates

Enrollment

Prior to traveling, please notify the Director of Administrative Services in order to receive a Travel Insurance Identification Card which will provide instructions and phone numbers for your use should a situation arise while traveling outside of your home country.

Provide the name of the traveler(s), destination, dates of travel and purpose of the travel. Requests can be e-mailed to Sakinah Rahman at [email protected]

For questions about the Global Medical plan benefits and limits, please reach out to our insurance broker, Jessica Reed at [email protected]
Travel Assistance Services
As an insured under the Global Medical plan, travelers are eligible for global emergency and medical assistance services provided by AXA. These benefits are available to you as long as the insured is participating in a College sponsored Program. These services are accessible 24 hours a day, 365 days a year.

AXA offers the following key services:

Medical Assistance Services

Medical Evacuation & Repatriation Services

Security & Natural Disaster Evacuation Services

Worldwide Destination Intelligence

Personal Travel Assistance Services

AXA’s Travel Assistance includes destination-based tips and alerts, country and city risk analysis, all of which can be accessed along with the other services via AXA’s Travel EYE app. To learn more about this valuable benefit, review the Travel Assistance Services website.
RESOURCES

Here are some frequently requested documents related to the insurance:

Medical Expense Insurance Claim Form
Trip Cancellation/Interruption Insurance Claim Form
Insurance Claim Instructions
Summary of Benefits for Employees
Summary of Benefits for Undergraduates
Summary of Benefits for Graduates
Assistance and Evacuation Benefits Flyer

Travel Protection Plan

Bryn Mawr College is pleased to offer a voluntary Trip Cancellation/Interruption plan, the Academic Explorer Program, to complement our Global Medical program. This coverage is designed to protect your non-refundable trip expenses should future travel need to be cancelled.

Plan Overview:

Available to U.S. citizens and foreign nationals (up to 90 years old) residing in the U.S.
Accommodates trip lengths up to 365 days.
Covers education-oriented trips as well as business travel for school sponsored trips.

Please note- There is a 15 day window from the “initial deposit” for the CFAR and IFAR coverage. The 15 days for CFAR/IFAR begins as soon as any money is paid towards the trip, including a deposit. If you are not concerned or interested in CFAR/IFAR, then you can purchase outside that 15 day window and still have the covered reasons for trip cancellation and interruption that are listed on the certificate.

Click HERE to review a Flyer of the Academic Explorer Program.

Click HERE to review Frequently Asked Questions

For questions or additional information, please contact Paige Fritze at [email protected]